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Current refinance rates

by Deborah Fowler on December 28, 2020
Current refinance rates

What are today’s refinance rates?

On Monday, December 28, 2020, according to Bankrate’s latest survey of the nation’s largest refinance lenders, the benchmark 30-year fixed refinance rate is 2.950% with an APR of 3.170%. The average 15-year fixed refinance rate is 2.410% with an APR of 2.640%. The 5/1 adjustable-rate refinance (ARM) rate is 3.090% with an APR of 4.040%.


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